Deadline: 15-May-2026
The Community Insurance Grant Program provides funding of up to $5,000 per eligible neighborhood group in Perth to cover essential insurance costs. The grant ensures resident and community organizations can operate safely, protecting volunteers, members, and the public while continuing valuable programs.
What is the Community Insurance Grant Program?
This program is designed to help neighborhood and resident groups in the City of Perth obtain essential insurance coverage. By funding public and product liability, volunteer personal accident, and association liability insurance, the program allows community organizations to operate safely and sustainably without financial burden.
Who is Eligible?
Eligible applicants must:
-
Be an incorporated not-for-profit organization within the City of Perth local government area.
-
Include resident or ratepayer associations or neighborhood groups with members living or working in or adjacent to the area they represent.
-
Demonstrate at least 12 months of prior expenditure on appropriate insurance.
-
Maintain ongoing community programs or activities beyond a single issue or cause.
-
Submit a Certificate of Incorporation and apply prior to purchasing the insurance policy.
Focus Areas and Priorities
The grant prioritizes:
-
Coverage for public and product liability insurance.
-
Volunteer personal accident insurance.
-
Association liability insurance.
-
Ensuring community groups are protected to continue operating safely.
Funding Details
-
Maximum grant amount: $5,000 per eligible neighborhood group per year.
-
Covers up to 100% of insurance premium costs within the funding limit.
-
Supports continuity of community programs without financial barriers.
How the Program Works
-
Confirm your organization’s eligibility as an incorporated not-for-profit within the City of Perth.
-
Maintain evidence of ongoing activities and prior insurance expenditures.
-
Submit a grant application before purchasing the insurance policy.
-
Upon approval, the grant covers eligible insurance costs, enabling safe operation of community programs.
Why It Matters
The grant ensures community groups can operate confidently, protecting volunteers, members, and the public. By mitigating financial barriers to insurance, the program strengthens community resilience, supports continuity of activities, and encourages sustainable engagement at the neighborhood level.
Tips for a Strong Application
-
Ensure your organization meets all eligibility criteria.
-
Demonstrate ongoing community engagement beyond a single issue.
-
Provide clear evidence of prior insurance expenditures.
-
Submit the application before purchasing the insurance policy.
-
Include a valid Certificate of Incorporation.
Common Mistakes to Avoid
-
Applying after purchasing the insurance policy.
-
Failing to demonstrate at least 12 months of prior insurance expenditure.
-
Submitting incomplete documentation or missing the Certificate of Incorporation.
-
Proposing activities not aligned with ongoing community engagement.
Frequently Asked Questions (FAQ)
-
Who can apply? Incorporated not-for-profit neighborhood or resident groups within the City of Perth.
-
How much funding is available? Up to $5,000 per eligible group per year.
-
What types of insurance are covered? Public and product liability, volunteer personal accident, and association liability.
-
When should the application be submitted? Before purchasing the insurance policy.
-
Are there any activity requirements? Yes, the group must maintain ongoing community programs engaging residents and ratepayers.
-
What documentation is required? Certificate of Incorporation and evidence of prior insurance expenditure.
-
Does the grant cover 100% of the insurance costs? Yes, up to the $5,000 funding limit.
Conclusion
The Community Insurance Grant Program empowers neighborhood and resident groups in Perth to operate safely and sustainably. By funding essential insurance coverage, the program protects volunteers, members, and the public, ensuring the continuation of valuable community programs and activities.
For more information, visit City of Perth.